Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

The following are seasoned professionals that are on my finance team.  They are at the top of their field. 

Caliber Home Loans

Shane Connor

732.740.5372

shane.connor@caliberhomeloans.com

Guaranteed Rate Affinity

David Siegel

908.313.4551

David.Siegel@grarate.com

Petra Cephas

Bishoi Nageh

732.873.1365

bnageh@petracephas.com

Absolute Home Mortgage

Irwin Rapinsky

732.587.5953

irwin@ahmcloans.com